Annuity Calculators and Best Annuity Rates

One of the most common questions from people seeking Annuities is, “What are the best Annuity rates or What are the highest Annuity rates?”  Another common comment from clients is when they share their experience with online Annuity calculators inquiring about their accuracy.  

AnnuitySeeker Annuity Calculators

AnnuitySeeker has calculators that can provide some insight to the effectiveness of Annuities.  There are 3 calculators and they will give an idea of the following:

1.  How much money should be at risk and how much should be in safe heavens like Annuities.
2.  How tax deferral interest growth compares to accounts that do not benefit from tax deferred growth. 
3.  Do you have sufficient funds saved for retirement or are you on the right path? 

Be sure to go to the top of the page and look for “Calculators.”  They’re fun, easy to use, and will give some insight about the benefits of annuities.  However, it is still best to get specific up-to-date information from an advisor so we encourage you to either get your Free Annuity Quotes or Speak To an Advisor, both are found at the top of this page.  

Online Annuity Calculators

Online calculators are fun and can give an idea of payouts, growth, and other information.  However, they only give a glimpse and are rarely accurate in their projections.  That is because the Annuity world is a quite fluid and a constantly changing landscape.  The effect is the online Annuity Calculators are usually unreliable.  It is highly recommended that you get up-to-date quotes from a licensed Annuity Advisor.  AnnuitySeeker can be helpful connecting you to an Annuity advisor that can provide the Top 3 Annuity quotes for you to review.  Further, the advisor will be able to thoroughly discuss the pros and cons of each because it is not uncommon that the lesser quote might have helpful  features and benefits that the higher quote might not have.  Consequently, for some people, they are willing to sacrifice a few dollars in Annuity payments to receive the other benefits.   

Best Annuity Rates & Highest Annuity Rates

What are the best Annuity rates is the most common question new clients ask.   The answer is, “It depends on what kind of Annuity that is purchased.”  

After being asked what are the highest Annuity rates, our response is usually there are all kinds and types of Annuities.  They’re all designed to fit a specific client and their financial goals and objectives.  Every client is different and there is no “one size fits all.”  Consequently, the Annuity providers offer a broad array of different kinds of products to fit specific goals. 

For example, if the plans for the Annuity is for income, there are at least four distinctly different kinds of Annuities that fit the guaranteed lifetime income goal.  It might be for life, or it might just be for a specific time frame.  That is called, “Period Certain.” 

Some clients have no intention of ever spending their money. Ultimately, it will just go to heirs.  There are annuities that are best suited to significantly enhance the monies that will go to beneficiaries.    

If the plan is just for pure savings growth, with no bells-and-whistles, there are two or three kinds of Annuities that best fit that goal. 

The important thing is to discuss with your Annuity Advisor how you want to use your money, and they will present to you the Top 3 examples that best fit your goals.  The advisor can create a strategy that might suggest laddering your Annuities so they kick in at different stages of your life.  The options and permutations are virtually endless and a seasoned, licensed, Annuity advisor expert can help guide you by removing the complexity and distilling it down to easy to understand strategies.  In all cases, your money is safe, never at risk, and you cannot lose your money.  That is guaranteed by the “A” Rated Insurance Company that provides your Annuity.